Tips on Setting up a Holiday Budget November 22, 2007
Posted by Mike in Finance, Freebies, Holidays, Learning, Money, Online Service, Organize, Software, Technology.2 comments
How does holiday budgeting find its way onto a blog about technology? Well, it just so happens that technology can help you setup a budget and stick to it. Not to mention, there are web sites and blogs out there with good advice on personal finance.
While November and December is the time for family, turkey, thankfulness, holiday lights and gift giving, January tends to be the time for credit card bills and financial shock and awe.
Hopefully, setting a holiday budget can help you get the best of both worlds: Happiness in November and December without the shock and awe of credit card bills.
With Thanksgiving upon us and Black Friday Ads enticing us to shop and save tomorrow, I’ve located a few tools and advice web sites for you to use.
- Use a spreadsheet to set up and stick to your budget. Too busy to set one up or don’t know how? Problem solved. The folks at SmartMoneyTips.com have created one for us and were kind enough to share. Click here to download a holiday budget spreadsheet.
- Read the article “5 Ways to Avoid Holiday Debt” from those SmartMoney folks.
- Are you a more visual person? Then this web site may be a better option to help you track your spending. Click here for a holiday spending calculator.
- Bankrate.com’s Dani Arthur offers up some advice in an article titled “Tips for Stretching Your Holiday Budget.”
Do you have any tips or tools that you can share regarding a budget? If you do, please share them.
Happy Holidays!
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